MiniPay - Stablecoin Wallet

42.2K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

MiniPay is the stablecoin wallet built for real life. Send, receive, and spend in seconds — with zero hidden fees.

Built on the Celo blockchain, MiniPay brings you a fast, easy-to-use wallet that works like your favorite apps — no complex setup, get started in seconds.

Whether you're sending money across borders, paying bills, or buying airtime, MiniPay makes digital money practical and accessible to anyone, anywhere.

🌍 What You Can Do with MiniPay:
- Send stablecoins globally using just a phone number — no wallet address needed
- Top up and cash out instantly with your local payment method
- Pay for real-life services like data, airtime, utility bills, eSIMs, and more
- Save and store digital dollars to beat local currency inflation
- Get started in seconds — sign up with your Google account or phone number
- Enjoy ultra-low fees and instant transfers powered by Celo

💸 Why Use Stablecoins?
Stablecoins like USDT and USDC give you the power of the U.S. dollar without a bank account. They’re faster, more affordable, and more stable than many local currencies — perfect for cross-border remittances, daily payments, and saving value.

⚡ Perfect for:
- Freelancers and remote workers getting paid globally
- Families sending money back home or across borders
-Crypto newcomers looking for a simple, secure wallet
- Anyone tired of high fees, delays, and complex crypto apps

MiniPay is available in 50+ countries including Kenya, Ghana, South Africa, Brazil, the U.S., Canada, and Germany — with more being added regularly.

MiniPay is a non-custodial wallet and rates subject to partner conditions. See issuer(s) website for details.
Buy, Sell and Send USDT, USDC and more with zero fees. Instant, simple, global.
Updated on
28 Oct 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, App info and performance and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

41.9K reviews
Ken Wilcox
22 August 2026
They recently updated their system which led to a friend creating 2 accounts: one for his email and thr other for his phone number. Tried sending him money via the app by using the same method with his phone but he didn't receive the money that same day due being frozen in the account. My friend tried contacting customer service but they literally took them almost 24 hours to respond. When they finally responded, they told him that "the money will be released in a month". Don't use this app!
17 people found this review helpful
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Filipe Governa
18 September 2026
Advertises "You can also add money in 60+ countries using local payment methods, also with zero fees" in Europe, charges outrageous fees if you deposit in EUR. Otherwise good. Good cashback (5%) and interest (2% per week). Update 1: Doesn't work. All payments declined with reason "Do not honor". Update 2: Still doesn't work. $588.49 transaction declined for "insufficient balance" despite having $610.03 balance. Update 3: Finally worked. Charged me $11.17 (!) for €8.95 ($10.33) transaction (!)
120 people found this review helpful
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Opera
9 September 2026
We appreciate your feedback about payment issues. We're looking into this and want to help. Please contact our support team at minipay@support.opera.com with more details, and we’ll work to resolve it. Thank you!
Lizelle November
18 September 2026
What an absolute waste of time! Whilst you can earn a few bucks using mini apps, trying to withdraw your cash is an absolute nightmare. The support centre? An absolute joke. You have to explain the problem over and over again and send multiple screen shots. Wondering if this is not just a scam to get their number of downloads up and to get more people to use the equally dodgy mini apps.
97 people found this review helpful
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What's new

We're always working to make MiniPay better. This update includes performance improvements and bug fixes.